Remortgage Advice for a couple with children in Tunbridge Wells

Robert and Christina purchased their first home in Tunbridge Wells 5 years ago, and their fixed-rate mortgage deal was due to end in 6 months. They were worried about their budget as they had a 3-year-old daughter and were expecting a second child soon. Christina was considering the length of her maternity leave and how to balance her return-to-work hours with the expense of childcare. 

They requested a review of their mortgage to determine how to minimize their monthly payments due to decreased income and increased family expenses. Additionally, they expressed an interest in securing £20k to renovate their kitchen and bathroom.

Robert and Christina, residents of the charming town of Tunbridge Wells, came across our services through the popular app Nextdoor. They were recommended by a circle of close-knit local friends who were delighted with our offerings, affirming that they wouldn't consider seeking assistance elsewhere.

After an initial chat and completing a short form, we assessed their borrowing capacity across all UK lenders and provided them with options across 2, 3, and 5-year fixed-rate periods. We then advised them about which market and deal types best suited their needs. We then carried out the application on their behalf. 

This work was conducted by phone and email, which they found worked well around their busy lives. They appreciated our advisors and administration team's quick and attentive service and expert knowledge. 

Robert and Christina have completed their new mortgage and received the additional £20k for their home improvements. Work on the new kitchen is due to start soon. They also now have their second child.

Don't hesitate to contact us to discuss your remortgage requirements. With access to the whole market and in-depth expert knowledge, we'll help you get the best deal available.